Exam facts & prep options

Washington Property and Casualty Producer Combo Examination

The Property and Casualty Producer Combo is the combined Washington state insurance licensing examination covering both the Property and the Casualty major lines of authority in one 150-item sitting; Washington's Office of the Insurance Commissioner contracts with PSI Services LLC to run the exam program, delivered at PSI test centers in Washington or by remote proctoring.

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Questions150 scored items; a small number of experimental unscored items (one to ten, generally about 10% of the question count) may also be administered and count against exam time
Testing time195 minutes
Scoring70% of questions correct to pass; the score is displayed on screen at the end of the examination and a pass/fail score report with diagnostics is emailed to the candidate
Exam feeUSD 55 examination fee for the Property and Casualty Producer Combo (single-line Property or Casualty exams are USD 38 each), paid to PSI by credit card at scheduling; fees are non-refundable and non-transferable

Prep options

Study resources for WA Property & Casualty Producer Combo exam

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Exam overview

What to know before choosing your prep

Who runs it
WA OIC
Category
Property & Casualty Insurance Licensing
Current version
Washington insurance examination content outlines effective April 1, 2026 (Candidate Information Bulletin last revised 8/3/2026)
Where it applies
US-WA, United States
Exam languages
English
Testing provider
PSI Services LLC
Format
Computer-based; candidate chooses a PSI test-center session at one of 10 Washington locations or a remotely proctored session (laptop/desktop required; from August 3, 2026 remote tests also require a smartphone as a second camera)
Availability
Year-round by appointment at PSI test centers or by remote proctoring; appointments may be cancelled/rescheduled without forfeiting the fee only with notice 2 days before the scheduled exam date
Results
Score displayed on screen immediately at the end of the exam; an emailed pass/fail score report follows (failing reports include diagnostics by examination type)
Score validity
All license application requirements (application/fees, fingerprints, conviction documentation) must be submitted within 180 days of passing, or the examination must be retaken
Remote testing
Available

Exam structure

One 150-item computer-based exam in a single sitting covering: Federal Laws and Regulations (2 items), Washington Laws Rules and Regulations (45 items), General Insurance Concepts (17), Property and Casualty Insurance Basics (21), Dwelling Policy Concepts (2), Homeowners Policy Concepts (14), Personal Automobile Policy (14), Commercial Automobile Policy (5), Commercial Property Policies (10), Commercial General Liability (10), Businessowners Policy (6), and Other Types of Property and Casualty Insurance — Purpose and General Characteristics (4). All items are multiple choice delivered by computer.

Where rules vary

Washington state producer licensing examination for the Property and Casualty lines of authority under the Revised Code of Washington Title 48 and Washington Administrative Code Title 284; delivered at 10 PSI test centers in Washington or by remote proctoring

Eligibility

Washington residency requirements: 18 years of age and trustworthy/competent; pre-licensing education is NOT required (OIC: 'Effective July 23, 2023, Washington will no longer require pre-licensing education to take your insurance exam'); the license application and fingerprinting happen after passing, not before

Retake policy

No limit on attempts, but a new appointment cannot be made on the same day as a failed attempt (earliest next-day rebooking); each retake requires a new exam fee, which is non-refundable and non-transferable