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Property and Casualty Broker-Agent License Examination (California)
The Property and Casualty examination is the California Department of Insurance licensing examination that candidates pass to qualify for both the Property Broker-Agent and Casualty Broker-Agent license types; it is administered under a CDI contract with PSI Services LLC at California test centers or via online remote proctoring.
Official exam siteJump to prep options ↓
Questions150 multiple-choice questions
Testing time195 minutes (plus an optional on-screen tutorial of up to 15 minutes that does not count toward examination time)
ScoringPassing score of 60 percent
Exam feeUSD 55 CDI examination fee for the Property and Casualty Broker-Agent examination (non-refundable) plus a USD 43 PSI convenience fee for test-center or remote delivery
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Exam overview
What to know before choosing your prep
- Who runs it
- CDI
- Category
- Property & Casualty Insurance Licensing
- Current version
- Based on the Property and Casualty Broker-Agent prelicensing Educational Objectives, revised April 2016
- Where it applies
- California, United States
- Exam languages
- English
- Testing provider
- PSI
- Format
- Computer-based at PSI test centers in California (including CDI's Los Angeles test center) or online with remote proctoring
- Availability
- Year-round by appointment at PSI test centers (Monday through Saturday, some evening hours) or via remote proctored appointments launched within 30 minutes of the booked time
- Results
- Pass/fail score displayed on screen at the end of the examination; score report emailed to the examinee (with diagnostic report if failed)
- Score validity
- Passing examination results are valid for one year from the date passed (license must be issued within that window)
- Remote testing
- Available
Exam structure
One 150-question multiple-choice examination combining the Property and Casualty Broker-Agent educational objectives. Each objective set is organized into three scored sections — General Insurance (31% of exam questions), Personal Lines Insurance (Property: 40%, Casualty: 31%), and Commercial Insurance Coverages (Property: 29%, Casualty: 38%) — covering property policies (homeowners, earthquake, flood, commercial property, businessowners) and casualty coverages (personal/commercial automobile, general liability, workers' compensation, umbrella/excess, professional liability).
Where rules vary
California state licensing examination under the California Insurance Code (Section 1677 requires the Property Broker-Agent examination be of sufficient scope to satisfy the Insurance Commissioner); passing qualifies the applicant for the California Property and Casualty Broker-Agent license
Eligibility
12 hours of study on ethics and the California Insurance Code (California Insurance Code section 1749) — recommended before the examination and required before the license is issued
Retake policy
Retesters must re-register and pay the fee again; an examinee who fails a license examination 10 times is barred from taking that examination for 12 months from the last failed attempt (California Insurance Code section 1682)