Completely free
No account walls, no upsell
Free exam prep for every test — 20,000+ exam pages and 2.4M+ practice questions.
Open free ME P&C Producer Exam prep resources ↗Exam facts & prep options
Property & Casualty Producer (Exam 12-ME-03)
Maine administers Property and Casualty BOTH as one combined producer licensing examination (exam code 12-ME-03, the row's identity) and as separate single-line Property (12-ME-43) and Casualty (12-ME-44) examinations. The combined 12-ME-03 examination is a 157-question, 3-hour-30-minute Pearson VUE-delivered computer-based examination with a scaled passing score of 70, sponsored by the Maine Bureau of Insurance; passing it qualifies a producer applicant for both the property and casualty lines of authority in one sitting.
Official exam siteJump to prep options ↓
Questions157 questions: 140 scoreable plus 17 pretest (Property general knowledge 50 scoreable + 5 pretest; Casualty general knowledge 50 scoreable + 5 pretest; Maine-Specific State Laws and Rules 40 scoreable + 7 pretest)
Testing time3 hours 30 minutes
ScoringScaled passing score of 70 (raw scores converted to a 0–100 scale; numeric scores are only reported to failing candidates, who receive a diagnostic score report)
Exam feeUSD 80 for the combined Property & Casualty Producer examination (paid at the time of reservation by credit card, debit card, or voucher; fees are non-refundable and non-transferable)
Prep options
Study resources for ME P&C Producer Exam
Independent prep
Courses and study resources
Exam overview
What to know before choosing your prep
- Who runs it
- Maine Bureau of Insurance
- Category
- Property & Casualty Insurance Licensing
- Current version
- Exam code 12-ME-03; Pearson VUE Maine Insurance Licensing Candidate Handbook rev02/2026 with content outlines effective February 2, 2026
- Where it applies
- US-ME, United States
- Exam languages
- English
- Score scale
- 0–100 scaled scores
- Testing provider
- Pearson VUE
- Format
- Computer-based examination taken in person at an authorized Pearson VUE test center (an on-screen tutorial is provided before the exam)
- Availability
- Year-round by appointment at Pearson VUE test centers; reservations must be made at least 24 hours in advance and walk-in examinations are not available (Maine test centers run 2–6 days per week per the handbook schedule table)
- Results
- Pass/fail score report received in hand at the test center on completion; passing candidates receive application instructions, failing candidates receive a numeric score and diagnostic information
- Remote testing
- Not available
Exam structure
One 157-question multiple-choice examination combining both lines, delivered in three scored parts: Property general knowledge (50 scoreable + 5 pretest), Casualty general knowledge (50 scoreable + 5 pretest), and a Maine-specific state laws and rules section common to property and casualty (40 scoreable + 7 pretest)
Where rules vary
This is the Maine state insurance producer licensing examination for the combined property and casualty lines of authority; its Maine-Specific Content Outline section tests Maine law (Title 24-A of the Maine Revised Statutes) and passing qualifies the applicant for a Maine producer license
Eligibility
No prelicensing education hours are required by Maine for the producer examination; candidates must create their Pearson VUE web account with their legal name matching government-issued ID before reserving
Retake policy
No stated attempt limit; reexamination reservations are not made at the test center and candidates must wait one day after testing before scheduling a reexamination, paying the examination fee for each attempt