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Pennsylvania Producer's Examination for Property and Casualty Insurance
The Pennsylvania producer licensing examination for the combined property and casualty line of authority (Series 16-06), a 150-item, 170-minute multiple-choice exam required for a Pennsylvania property and casualty insurance producer license; it is sponsored by the Pennsylvania Insurance Department and conducted by PSI at test centers and via live online proctoring.
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Questions150 items (multiple choice, four options each); unscored 'experimental' questions may also be administered within the same time limit
Testing time170 minutes
ScoringMinimum score of 70% required to pass
Exam feeUSD 55.00 examination fee (retake fee USD 55.00); fees are not refundable or transferable; an optional USD 8.00 cancellation protection fee is offered at scheduling
Prep options
Study resources for PA Property and Casualty Exam
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Exam overview
What to know before choosing your prep
- Who runs it
- PID
- Category
- Property & Casualty Insurance Licensing
- Current version
- Series 16-06; content outline effective March 1, 2026 (Candidate Information Bulletin effective 1/22/2026)
- Where it applies
- US-PA, United States
- Exam languages
- English, Spanish, Chinese
- Score scale
- Percentage score (70% minimum to pass)
- Testing provider
- PSI
- Format
- Computer-based multiple-choice exam, delivered at PSI test centers (onsite) or via live online proctoring
- Availability
- Year-round by appointment; exam sessions are available at least 6 weeks in advance and same-day-up-to-1-day-prior scheduling is allowed if space is available
- Results
- Score displayed on screen at the end of the examination and emailed in a score report; failing score reports include a diagnostic report of strengths and weaknesses
- Score validity
- License application must be submitted to the Department within one year of passing the exam
- Remote testing
- Available
Exam structure
One 150-item combined-line exam (not separate Property and Casualty exams): Insurance Regulation (20%), General Insurance Concepts (8%), Property and Casualty Insurance Basics (14%), Dwelling Policy Concepts (4%), Homeowners Policy Concepts (7%), Personal Automobile Policy (10%), Commercial Automobile Policy (5%), Commercial Property Policies (7%), Commercial General Liability (7%), Commercial Crime (2%), Businessowners Policy — Property (3%), Workers' Compensation Insurance (5%), and Other Types of Property and Casualty Insurance (8%). All items are multiple choice with four options.
Where rules vary
Exam is the Pennsylvania state licensing examination for the property and casualty line of authority under the Pennsylvania Insurance Company Law (40 P.S.); passing it is required before applying to the Pennsylvania Insurance Department for a producer license
Eligibility
Complete a state-approved prelicensing education course and register via the Pennsylvania Insurance Department portal before scheduling
Retake policy
No limit on the number of attempts for candidates who fail; the full USD 55.00 exam fee applies to each retake and candidates must wait at least 24 hours before scheduling the next attempt