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Property and Casualty
Find the current format, timing, scoring, fees, eligibility, and testing options for TN Property & Casualty, with direct links to official sources.
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Questions136 scored questions plus 18 unscored pretest questions across the two exams in the combined session: each line exam has 50 scored + 5 pretest general-knowledge questions and 18 scored + 4 pretest Tennessee-specific questions (68 scored + 9 pretest per exam)
Testing time1 hour 45 minutes per exam; 3 hours 30 minutes total for the combined Property and Casualty session
ScoringEach exam is scored separately on a 0-100 scale with a passing score of 70; candidates who pass receive a score report that reads only "pass" with no numeric score, while failing candidates receive a scaled numeric score plus diagnostic information
Exam feeUSD 55 per exam at a test center (Property and Casualty must each be taken alone in one session); USD 80 for the combined Property and Casualty session via OnVUE online testing; plus a USD 50 license filing fee to TDCI
Prep options
Study resources for TN Property & Casualty
Independent prep
Courses and study resources
Exam overview
What to know before choosing your prep
- Who runs it
- TDCI
- Category
- Property & Casualty Insurance Licensing
- Current version
- Content outlines effective October 15, 2025 (Candidate Handbook #124300, July 2025)
- Where it applies
- US-TN, United States
- Exam languages
- English
- Score scale
- 0-100 scaled score per examination
- Testing provider
- Pearson VUE
- Format
- Computer-based, multiple-choice; at a Pearson VUE test center or online with a remote proctor via OnVUE
- Availability
- Year-round by appointment at Pearson VUE test centers or via OnVUE online testing; online reservations must be made at least 24 hours in advance and appointments may be made up to one calendar day prior to the test date, subject to availability
- Results
- Test-center candidates leave with an official score report in hand; OnVUE candidates retrieve score reports by logging into their Pearson VUE account
- Remote testing
- Available
Exam structure
Two separately scored multiple-choice exams taken in one combined session: the Property Agent exam and the Casualty Agent exam. Each exam pairs a general-knowledge section (50 scored questions on property or casualty products, terms, and concepts) with a Tennessee-specific section (18 scored questions on state laws, rules, and regulations, including laws pertinent to casualty insurance only)
Where rules vary
Tennessee resident producer licensing examination for the Property and Casualty lines of authority; Pearson VUE electronically submits passing scores to TDCI for licensure.
Eligibility
Applicant must be at least 18 years old and a Tennessee resident (resident license); no prelicensing education course is required for the Property or Casualty lines (the 30-hour course requirement applies only to Title); fingerprint-based background check required after passing
Retake policy
Wait 10 days after a first failed attempt and 30 days after each subsequent attempt; all candidates must wait 24 hours before making a retake reservation; limited to 2 OnVUE attempts per exam line, with additional attempts at a test center; a new exam fee applies each attempt