Exam facts & prep options

Florida Agent's General Lines Insurance Examination (2-20 General Lines Agent)

The Florida Agent's General Lines Insurance examination is the state licensing exam candidates must pass for the Florida 2-20 General Lines Agent license (license class 0220) — the license and exam commonly called the Florida Property & Casualty exam; it is owned by the Florida Department of Financial Services and developed and administered through its testing vendor Pearson VUE (exam code InsFL-PC06).

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Questions160 scored questions plus 15 pretest questions (175 total); pretest questions are unscored and mixed in with scored questions
Testing time3 hours; exam time begins when the candidate first views a question, and an untimed tutorial beforehand does not reduce it
ScoringPassing score of 70% for all Florida insurance examinations, computed as the number of questions answered correctly divided by the total number of questions
Exam feeUSD 44 examination fee paid to Pearson VUE at the time the reservation is made; separately, the Florida license application after passing costs USD 50 plus a USD 5 license identification fee, with fingerprints required

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Study resources for FL 2-20 General Lines (P&C) exam

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Exam overview

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Who runs it
FLDFS
Category
Property & Casualty Insurance Licensing
Current version
Florida insurance examination content outlines effective January 1, 2026 (Candidate Handbook edition #121000, 08/2024; Pearson VUE exam code InsFL-PC06 for license class 0220)
Where it applies
US-FL, United States
Exam languages
English, Spanish
Testing provider
Pearson VUE
Format
Computer-based, delivered in person at Pearson VUE test centers (including select centers on military installations); untimed computer tutorial before the exam; candidates leave with their official score report
Availability
Year-round by appointment; reservations made online at least one business day before the desired exam date, with no exams on seven listed holidays
Results
Official pass/fail score report, including a numeric score and diagnostic information, is printed and given to the candidate at the test center immediately after the exam
Score validity
A passing score is valid for one year from the date earned; if licensing is not completed within that year the examination must be retaken and passed
Remote testing
Not available

Exam structure

One 175-question computer-based exam (160 scored) covering two blocks. General knowledge (64% of scored content): Types of Property Policies (14%), Property Insurance Terms and Related Concepts (9.5%), Property Policy Provisions and Contract Law (8%), Types of Casualty Policies, Bonds, and Related Terms (15%), Casualty Insurance Terms and Related Concepts (9.5%), and Casualty Policy Provisions (8%). Florida Statutes, Rules, and Regulations (36%): Common to All Lines (15%), Pertinent to General Lines Insurance (15%), and Pertinent to Health Insurance (6%). 15 pretest questions are unscored.

Where rules vary

Florida state licensing examination for the 2-20 General Lines Agent license (property & casualty) under the Florida Insurance Code; delivered at Pearson VUE test centers

Eligibility

No Department pre-authorization required for this exam (only Bail Bond candidates need an Examination Authorization Notice). For Florida resident licensure: at least 18 years of age, a US citizen or legal alien with work authorization and a bona fide Florida resident, and a fingerprint submission; the license application and fees are submitted after passing

Retake policy

Candidates who fail must rebook with Pearson VUE and pay the fee again (fees non-refundable and non-transferable); limit of five examination attempts for the same examination type during any 12-month period