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Nevada Life and Health Combined Examination (Insurance Producer)
The Nevada Life and Health Combined examination (exam code 05, "NV Life and Health") is the combined insurance producer licensing exam for Nevada's Life and Health lines of authority, administered by the Nevada Division of Insurance through its testing vendor Pearson VUE: a 3-hour-35-minute computer-based exam covering life and accident & health general knowledge plus Nevada-specific statutes, requiring a scaled score of 70 (0-100 scale, Nevada Administrative Code 683A.270) to pass; the USD 47 combo exam is delivered at Pearson VUE test centers only.
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QuestionsCombined examination drawn from four content outlines totaling 168 scored questions plus 20 unscored pretest questions: Life–General Knowledge (50 scored + 5 pretest), Accident & Health–General Knowledge (50 scored + 5 pretest), Life–Nevada Specific (30 scored + 5 pretest), Health–Nevada Specific (38 scored + 5 pretest). The exam is reported as a single score across its General Knowledge and State Specific sections
Testing time3 hours 35 minutes (215 minutes)
ScoringScaled cut score of 70 on a 0-100 scale required to pass (Nevada Administrative Code 683A.270); equated and scaled scoring; single score across both sections; failing candidates must retake the entire examination
Exam feeUSD 47 examination fee for the Life/Health Combo exam (single-line exams are USD 37), paid at reservation by credit card, debit card, or voucher; nonrefundable and nontransferable. The state license application fee (USD 185) is separate
Prep options
Study resources for NV Life & Health Exam
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Exam overview
What to know before choosing your prep
- Who runs it
- Nevada DOI
- Category
- Life & Health Insurance Licensing
- Current version
- Current specification per the October 2024 Candidate Handbook (#122900); content outlines effective October 1, 2024 apply to exams taken before November 14, 2026, when revised outlines (same section structure and question counts) take effect
- Where it applies
- US-NV, United States
- Exam languages
- English
- Score scale
- Scaled scores from 0 to 100 (passing = 70)
- Testing provider
- Pearson VUE
- Format
- Computer-based, multiple-choice, delivered at Pearson VUE test centers; the combined Life/Health exam is not offered through OnVUE online proctoring (the OnVUE exam list includes only the single-line Life and Health exams, not the combo)
- Availability
- Year-round by appointment; reservations online or by phone at least 24 hours before the desired date (appointments up to one calendar day prior, subject to availability); no walk-in examinations
- Results
- Pass/fail score report in hand when leaving the test center; failing candidates receive a numeric score plus diagnostic information by major content area; duplicate reports available through the Pearson VUE account
- Score validity
- Passing the examination qualifies the candidate to apply for a license for one year (must pass within one year before applying and apply within one year after passing)
- Remote testing
- Not available
Exam structure
One computer-based exam with a General Knowledge section and a Nevada-specific section for each line: Life–General Knowledge (50 scored items: types of policies, provisions/riders/options/exclusions, applications and underwriting, taxes/retirement concepts), Life–Nevada Specific (30 scored items: Nevada statutes common to all lines, common to life and health, and pertinent to life only), Accident & Health–General Knowledge (50 scored items), Health–Nevada Specific (38 scored items)
Where rules vary
Nevada insurance producer licensing examination; passing the combined Life and Health exam (code 05) covers both the Life and Health lines of authority. Exams are not required for holders of an active Nevada non-resident producer license with an active home-state resident license, or for applicants within 90 days of inactivating a former state resident license.
Eligibility
No prelicensing education required (optional courses listed through Sircon); fingerprints for a criminal history background report must be submitted within 90 days of applying; license application through Sircon with a USD 185 state fee; exam waived for holders of an active Nevada non-resident producer license with an active home-state resident license and for applicants within 90 days of inactivating a former state resident license
Retake policy
After failing, wait 24 hours before making a re-examination reservation (reservations not made at the test center); online (OnVUE) candidates are allowed two attempts per exam, subsequent attempts at a test center; failing candidates retake the entire examination; new fee each attempt