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Open free TN Life & Health prep resources ↗Exam facts & prep options
Life and Accident & Health
Find the current format, timing, scoring, fees, eligibility, and testing options for TN Life & Health, with direct links to official sources.
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Questions136 scored questions plus 18 unscored pretest questions across the two exams in the combined session: each line exam has 50 scored + 5 pretest general-knowledge questions and 18 scored + 4 pretest Tennessee-specific questions (68 scored + 9 pretest per exam)
Testing time1 hour 45 minutes per exam; 3 hours 30 minutes total for the combined Life and Accident & Health session
ScoringEach exam is scored separately on a 0-100 scale with a passing score of 70; candidates who pass receive a score report that reads only "pass" with no numeric score, while failing candidates receive a scaled numeric score plus diagnostic information
Exam feeUSD 55 per exam at a test center (Life and Accident & Health must each be taken alone in one session); USD 80 for the combined Life and Accident & Health session via OnVUE online testing; plus a USD 50 license filing fee to TDCI
Prep options
Study resources for TN Life & Health
Independent prep
Courses and study resources
Exam overview
What to know before choosing your prep
- Who runs it
- TDCI
- Category
- Life & Health Insurance Licensing
- Current version
- Content outlines effective October 15, 2025 (Candidate Handbook #124300, July 2025)
- Where it applies
- US-TN, United States
- Exam languages
- English
- Score scale
- 0-100 scaled score per examination
- Testing provider
- Pearson VUE
- Format
- Computer-based, multiple-choice; at a Pearson VUE test center or online with a remote proctor via OnVUE
- Availability
- Year-round by appointment at Pearson VUE test centers or via OnVUE online testing; online reservations must be made at least 24 hours in advance and appointments may be made up to one calendar day prior to the test date, subject to availability
- Results
- Test-center candidates leave with an official score report in hand; OnVUE candidates retrieve score reports by logging into their Pearson VUE account
- Remote testing
- Available
Exam structure
Two separately scored multiple-choice exams taken in one combined session: the Life Agent exam and the Accident and Health Agent exam. Each exam pairs a general-knowledge section (50 scored questions on products, terms, and concepts) with a Tennessee-specific section (18 scored questions on state laws, rules, and regulations unique to Tennessee)
Where rules vary
Tennessee resident producer licensing examination for the Life and Accident & Health lines of authority; Pearson VUE electronically submits scores to TDCI for licensure.
Eligibility
Applicant must be at least 18 years old and a Tennessee resident (resident license); no prelicensing education course is required for the Life or Accident & Health lines (a 30-hour course is required only for Title); fingerprint-based background check required after passing
Retake policy
Wait 10 days after a first failed attempt and 30 days after each subsequent attempt; all candidates must wait 24 hours before making a retake reservation; limited to 2 OnVUE attempts per exam line, with additional attempts at a test center; a new exam fee applies each attempt