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South Carolina Life, Accident and Health Insurance Producer Examination
The combined South Carolina resident producer licensing examination (series InsSC-LAH03) covering the Life, Accident and Health or Sickness lines of authority in one sitting: 140 items (130 scored plus 10 pretest) in 150 minutes for USD 59, delivered by Pearson VUE at test centers or via OnVUE online proctoring.
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Questions140 total items — 130 scored plus 10 unscored pretest (General Knowledge section: 100 scored plus 5 pretest; South Carolina Specific section: 30 scored plus 5 pretest)
Testing time150 minutes
ScoringPassing score reported as a score of 70 on a 0–100 scale, set by the South Carolina Department of Insurance; scores are scaled, not percentages; the combined exam is scored as one exam and candidates must pass the complete exam
Exam feeUSD 59 examination fee per exam (same for the combined Life, Accident and Health exam), paid at reservation by credit card, debit card, or voucher; non-refundable and non-transferable except under the 48-hour change/cancel policy
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Exam overview
What to know before choosing your prep
- Who runs it
- SCDOI
- Category
- Life & Health Insurance Licensing
- Current version
- Series code InsSC-LAH03; content outlines effective September 2, 2025 (document #125010, 07/2026, which also publishes revised outlines for exams taken on/after September 15, 2026)
- Where it applies
- US-SC, United States
- Exam languages
- English
- Score scale
- 0–100 scaled score; 70 to pass (not a percentage of correct answers)
- Testing provider
- Pearson VUE
- Format
- Computer-based exam — in person at a Pearson VUE Authorized Test Center or online via OnVUE remote proctoring; a computer tutorial before the exam does not count against exam time
- Availability
- Year-round by appointment; reservations encouraged at least 24 hours in advance (walk-ins not available) and appointments may be made up to one calendar day prior to the test date, subject to availability
- Results
- Pass/fail score report received immediately after the exam; test-center candidates leave with an official score report in hand, while OnVUE online candidates receive the official score report in their Pearson VUE account; failing reports include a numeric score and diagnostic information
- Score validity
- Passing exam results are valid for one year; SCDOI notes exam reports expire 12 months after the date of issuance
- Remote testing
- Available
Exam structure
One 140-item combined-line multiple-choice exam in two sections: Life, Accident and Health General Knowledge (100 scored plus 5 pretest items across life policies/riders/provisions, accident and health products, and social insurance) and South Carolina Specific law and regulation (30 scored plus 5 pretest items); each exam 'is divided into two parts: the general section and the state section'
Where rules vary
This is South Carolina's own state producer licensing examination for the combined Life, Accident and Health or Sickness lines of authority; passing it is a prerequisite to applying for a South Carolina resident producer license, and the SC-specific outline section is built on Title 38 of the South Carolina Code of Laws
Eligibility
No state approval or prelicensing education is required before registering for the examination; after passing, candidates must wait 2 days and then apply for the license online at NIPR
Retake policy
Candidates must wait 24 hours before making a reexamination reservation (reservations cannot be made at the test center); each exam may only be taken six times in a one-year period; candidates who pass one section and fail the other must retake the entire exam; the USD 59 fee applies to each attempt