Exam facts & prep options

Life/Accident/Sickness Agent COMBO (12-GA-05)

Find the current format, timing, scoring, fees, eligibility, and testing options for GA Life/Accident/Sickness Agent, with direct links to official sources.

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Questions135 questions (125 scored + 10 pretest)
Testing time2.5 hours
Scoring70% of questions must be answered correctly to pass; passing score set by the Georgia Insurance Department
Exam feeUSD 67 examination fee, paid at the time of reservation by credit card, debit card, or voucher (license application fee of USD 120 separate)

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Study resources for GA Life/Accident/Sickness Agent

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Exam overview

What to know before choosing your prep

Who runs it
Georgia OCI
Category
Life & Health Insurance Licensing
Current version
Content outline S5, effective October 22, 2024 (exam code 12-GA-05)
Where it applies
US-GA, United States
Exam languages
English, Spanish
Score scale
0%-100%
Testing provider
Pearson VUE
Format
Computer-based at Pearson VUE test centers
Availability
Year-round by reservation at Pearson VUE test centers (including select on-base military test centers); reservation required at least 24 hours in advance; no walk-ins
Results
Pass/fail score report provided at the test center upon completion
Remote testing
Not available

Exam structure

Single computer-based exam: 125 scored + 10 pretest multiple-choice items in ten weighted sections - Life: types of policies (15), riders/provisions/options/exclusions (15), application/underwriting/policy delivery (12), retirement and other concepts (8); Accident and Sickness: types of policies (16), provisions/clauses/riders (15), social insurance (6), other insurance concepts (5), field underwriting procedures (8); Georgia laws, rules and regulations for life, accident and sickness (19), plus Georgia rules specific to life-only and to accident-and-sickness-only

Where rules vary

Georgia resident insurance producer licensing examination covering the Life and Accident and Sickness lines of authority (Georgia’s name for health insurance).

Eligibility

For licensure: state-approved prelicensing education (standalone Life or Accident and Sickness course, or the combined Life, Accident and Sickness course), license application via Sircon with $120 license fee, electronic fingerprints, and notarized Citizenship Affidavit. Prelicensing course and exam may be waived for CLU/FLMI designees or holders of an active same-lines license in a prior home state who apply within 90 days of relocating.

Retake policy

A new exam may be scheduled within one day of a failed attempt, but retests require a 14-day wait after attempts one and two and 60 days after the third and subsequent attempts; no limit on attempts