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Life & Health Insurance Licensing

Jurisdictional producer examinations for life, accident, health, sickness, disability, and related insurance lines.

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Why people take these exams

Obtain a life or health insurance producer license

What to compare when choosing prep

Compare jurisdiction, combined versus separate lines, state-law content, and retesting

ExamQuestions & time
Alabama Combined Life and Health Insurance Producer ExaminationAlabama Life & Health Exam · ALDOI
Combined Life & Health exam: 150 questions (Part I General — Life and Health Insurance 30; Part II Life Insurance 55; Part III Health Insurance 45; Part IV Alabama Insurance Law 20). Single-line exams also offered: Life only 125 questions, Health only 100 questionsCombined Life & Health exam: 180 minutes (3 hours); Life only 150 minutes; Health only 120 minutes
Florida Health and Life (including Annuities and Variable Contracts) Agent Examination (2-15)FL 2-15 Health & Life exam · FLDFS
150 scored questions plus 15 pretest questions (165 total); pretest questions are unscored and mixed in with scored questions2 hours 45 minutes (2.75 hours); exam time begins when the candidate first views a question, and an untimed tutorial beforehand does not reduce it
General Lines - Life, Accident and Health Agent Exam (Texas)TX General Lines L&H · TDI
130 scoreable questions plus 15 pretest questions: the life and health general knowledge part has 100 scoreable plus 10 pretest questions, and the Texas state-specific part has 30 scoreable plus 5 pretest questions150 minutes
Kansas Life, Accident and Health Insurance Producer Examination (combined)KS Life, Accident & Health Exam · KDOI
Not publicly disclosed — The current first-party exam pages and candidate materials cited for this record were reviewed; they do not publish this field.Not publicly disclosed — The current first-party exam pages and candidate materials cited for this record were reviewed; they do not publish this field.
Life and Accident & HealthTN Life & Health · TDCI
136 scored questions plus 18 unscored pretest questions across the two exams in the combined session: each line exam has 50 scored + 5 pretest general-knowledge questions and 18 scored + 4 pretest Tennessee-specific questions (68 scored + 9 pretest per exam)1 hour 45 minutes per exam; 3 hours 30 minutes total for the combined Life and Accident & Health session
Life, Accident and Health or Sickness Examination (California)CA Life & Health Exam · CDI
150 multiple-choice questions195 minutes (plus an on-screen tutorial of up to 15 minutes that does not count toward examination time)
Life, Accident and Health or Sickness Insurance Producer Exam (Series 13-33)AZ Life & Health Exam · Arizona DIFI
150 items (plus a small number, 5 to 10, of unscored experimental items that may be administered)2.5 hours (150 minutes)
Life/Accident/Sickness Agent COMBO (12-GA-05)GA Life/Accident/Sickness Agent · Georgia OCI
135 questions (125 scored + 10 pretest)2.5 hours
Missouri Life, Accident and Health Insurance Producer ExaminationMO Life, Accident & Health · Missouri DCI
105 questions: 95 scored (50 general-knowledge + 45 Missouri-specific) plus 10 unscored pretest questions (5 per part) mixed in and unidentified3 hours (the combined exam's allotted time; single-line Missouri exams get 2 hours)
Nevada Life and Health Combined Examination (Insurance Producer)NV Life & Health Exam · Nevada DOI
Combined examination drawn from four content outlines totaling 168 scored questions plus 20 unscored pretest questions: Life–General Knowledge (50 scored + 5 pretest), Accident & Health–General Knowledge (50 scored + 5 pretest), Life–Nevada Specific (30 scored + 5 pretest), Health–Nevada Specific (38 scored + 5 pretest). The exam is reported as a single score across its General Knowledge and State Specific sections3 hours 35 minutes (215 minutes)
New York Life, Accident/Health Insurance Agent/Broker ExaminationNY Life & Health Exam · NYDFS
150 questions on the combined Life, Accident/Health Insurance Agent/Broker exam (the separate Life Insurance Agent/Broker and Accident/Health Insurance Agent/Broker exams each have 100 questions; exam question counts range from 40 to 150 across New York's licensing exam categories)Not publicly disclosed — The current first-party exam pages and candidate materials cited for this record were reviewed; they do not publish this field.
Ohio Life, Accident and Health Insurance Agent Examination (Series 11-35)OH Life, Accident & Health Exam · Ohio DOI (ODI)
Not publicly disclosed — The current first-party exam pages and candidate materials cited for this record were reviewed; they do not publish this field.Not publicly disclosed — The current first-party exam pages and candidate materials cited for this record were reviewed; they do not publish this field.
Pennsylvania Producer's Examination for Life, Accident and Health Insurance (Series 16-03)PA Life, Accident and Health · PID
150 items (multiple choice); unscored 'experimental' questions may also be administered within the same time limit170 minutes
South Carolina Life, Accident and Health Insurance Producer ExaminationSC Life, Accident and Health · SCDOI
140 total items — 130 scored plus 10 unscored pretest (General Knowledge section: 100 scored plus 5 pretest; South Carolina Specific section: 30 scored plus 5 pretest)150 minutes
Washington Life and Disability Producer Combo ExaminationWA Life & Disability Producer Combo exam · WA OIC
150 scored items; a small number of experimental unscored items (one to ten, generally about 10% of the question count) may also be administered and count against exam time195 minutes

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