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Alabama Combined Life and Health Insurance Producer Examination
The Alabama Department of Insurance's combined Life and Health insurance producer licensing examination: a 150-question, 180-minute, multiple-choice examination covering general life and health insurance (30 questions), life insurance (55), health insurance (45), and Alabama insurance law (20), with a minimum of 105 correct answers to pass. It is administered by the Alabama Department of Insurance's exam vendor, The University of Alabama (Continuing Education/Lifelong Learning), at five in-person test sites (Birmingham, Huntsville, Mobile, Tuscaloosa, Montgomery) or with an online proctor, and costs USD 75.00. Separate single-line Life (125 questions) and Health (100 questions) exams are also offered at USD 50.00 each.
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QuestionsCombined Life & Health exam: 150 questions (Part I General — Life and Health Insurance 30; Part II Life Insurance 55; Part III Health Insurance 45; Part IV Alabama Insurance Law 20). Single-line exams also offered: Life only 125 questions, Health only 100 questions
Testing timeCombined Life & Health exam: 180 minutes (3 hours); Life only 150 minutes; Health only 120 minutes
ScoringCombined Life & Health exam: minimum 105 of 150 correct to pass; Life only 87 of 125; Health only 70 of 100. Codified pass rule: each question is valued with the values summing to 100, and a sum of 70 or more constitutes a passing grade
Exam feeUSD 75.00 for the combined Life and Health exam; USD 50.00 for each single-line producer exam (Life or Health); non-refundable, and a registration and fee are required for each examination
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Exam overview
What to know before choosing your prep
- Who runs it
- ALDOI
- Category
- Life & Health Insurance Licensing
- Current version
- Current specification; no public version label (Life and Health examination content outline reviewed by the Industry Advisory Committee 8/8/2023; governing regulation Chapter 482-1-147 amended July 6, 2023, effective January 1, 2024)
- Where it applies
- US-AL, United States
- Exam languages
- English
- Testing provider
- The University of Alabama (Continuing Education / Lifelong Learning) — ALDOI's exam vendor; online proctoring via ProctorU
- Format
- Computer-based, multiple-choice; delivered in person at test sites in Birmingham, Huntsville, Mobile, Tuscaloosa, and Montgomery, or online with a remote proctor (ProctorU)
- Availability
- Scheduled test events by appointment; candidates must register at least seven (7) days in advance, and once scheduled and paid the exam date, time, or site cannot be changed
- Score validity
- An examination results certificate (issued by the examination administrator upon passing) is valid for one year from the date of issuance
- Remote testing
- Available
Exam structure
One multiple-choice examination in four parts: Part I General — Life and Health Insurance (30 questions), Part II Life Insurance (55), Part III Health Insurance (45), Part IV Alabama Insurance Law (20). The same content outline also governs the single-line Life exam (125 questions) and Health exam (100 questions)
Where rules vary
Alabama's own producer licensing examination, required for resident producers seeking the Life and/or Health lines of authority in Alabama; nonresidents licensed and in good standing in another state are exempt from taking it.
Eligibility
Required before licensure for the Life and Health lines of authority; no prelicensing course requirement is imposed on the exam itself (applicants holding a current producer license in another state, in good standing, are exempt as nonresidents)
Retake policy
Waiting-period limits: after failing two examinations for a line of authority, a 90-day wait is required; after a fourth failure, a 180-day wait applies to each subsequent attempt; waiting periods expire 24 months after the last failure. Life and Health waiting periods cross-apply to the combined Life & Health exam (and vice versa)